COLLEGES · 30-YEAR ROI · MUNCIE, IN
Is Ball State University worth the money?
Yes — at resident pricing. A Ball State University degree clears +$1.12M in 30-year projected net value over skipping college and investing the difference.
A public four-year school in Muncie, Indiana, priced as a Indiana resident — earnings rolled up from 54 FREOPP-reported programs.
IPEDS 2023 cost · FREOPP 2021 earnings · BEA 2023 cost-of-living · same model as /worth-it · this school clears positive net value.
- 30-year net value · resident pricing
- +$1.12M
- Total cost of attendance (4 years, sticker)
- $91,288
- Median earnings · 10 yrs after entry
- $51,430
- Breaks even by age
- —
- FREOPP program coverage
- 54 programs
Coming from out of state?
Still worth it — at non-resident tuition, Ball State University clears +$511K over the same 30-year horizon, on a total sticker cost of $163,320. The residency line is worth $613K to you here — same school, same degree (the out-of-state tax in Indiana, ranked).
How this is computed (and what it isn’t)
Ball State University runs through the /worth-it model at its resident tuition rate, with the standard loan assumptions, a 30-year horizon, and Indiana’s own cost-of-living on the skip-college path. The “30-year net value” is the projected accumulated value of going vs. skipping and investing the difference, in real dollars.
What it isn’t: a verdict on every major. The school-level number averages across 54 FREOPP-reported programs — the field you pick swings it by over a million dollars on its own. We only publish school pages that clear positive net value at resident pricing; earnings roll up from at least three FREOPP programs (ADR-0032), so a single high-earning major can’t fake the number.
Questions
- Is Ball State University worth the money?
- At resident pricing, yes: Ball State University clears +$1.12M in 30-year projected net value versus skipping college and investing the difference. That is computed from a total cost of attendance of $91,288 and median earnings of $51,430 ten years after entry (IPEDS 2023 cost, FREOPP 2021 earnings, BEA 2023 cost-of-living — the same model as the LE TEEN calculator).
- How long until a Ball State University degree pays for itself?
- Under our defaults the degree path finishes +$1.12M ahead at the 30-year horizon; the year-by-year crossover depends on your loan share and time horizon — run your own assumptions on the calculator.
- What could change the number for Ball State University?
- Two levers dominate. Residency: this page prices Ball State University as a Indiana resident; at non-resident tuition it still clears +$511K, but the gap is real money (see the out-of-state tax in Indiana). And the major: the field you pick swings lifetime ROI by over a million dollars on its own (see the majors pages).
Keep going
Cite this:
LE TEEN (2026). “Is Ball State University worth the money? 30-year ROI.” Data: IPEDS 2023 · FREOPP 2021 · BEA 2023. https://le-teen.com/colleges/ball-state-university