COLLEGES · 30-YEAR ROI · SAN FRANCISCO, CA

Is San Francisco State University worth the money?

Yes — at resident pricing. A San Francisco State University degree clears +$1.19M in 30-year projected net value over skipping college and investing the difference.

A public four-year school in San Francisco, California, priced as a California resident — earnings rolled up from 67 FREOPP-reported programs.

IPEDS 2023 cost · FREOPP 2021 earnings · BEA 2023 cost-of-living · same model as /worth-it · this school clears positive net value.

San Francisco State University · San Francisco, CA

30-year net value · resident pricing
+$1.19M
30-year net value · non-resident
+$782K
Median earnings · 10 yrs after entry
$59,846
Breaks even by age
51
Annual tuition · California resident
$7,424
Annual tuition · out-of-state
$19,304
Total cost of attendance (4 years, sticker)
$101,516
Total cost of attendance · out-of-state
$149,036
FREOPP program coverage
67 programs

The out-of-state tax in California, ranked

How this is computed (and what it isn’t)

San Francisco State University runs through the /worth-it model at its resident tuition rate, with the standard loan assumptions, a 30-year horizon, and California’s own cost-of-living on the skip-college path. The “30-year net value” is the projected accumulated value of going vs. skipping and investing the difference, in real dollars.

What it isn’t: a verdict on every major. The school-level number averages across 67 FREOPP-reported programs — the field you pick swings it by over a million dollars on its own. We only publish school pages that clear positive net value at resident pricing; earnings roll up from at least three FREOPP programs (ADR-0032), so a single high-earning major can’t fake the number.

Questions

Is San Francisco State University worth the money?
At resident pricing, yes: San Francisco State University clears +$1.19M in 30-year projected net value versus skipping college and investing the difference. That is computed from a total cost of attendance of $101,516 and median earnings of $59,846 ten years after entry (IPEDS 2023 cost, FREOPP 2021 earnings, BEA 2023 cost-of-living — the same model as the LE TEEN calculator).
How much is tuition at San Francisco State University?
San Francisco State University's annual sticker tuition is $7,424 for California residents and $19,304 for out-of-state students, before financial aid. Total cost of attendance over 4 years — tuition plus fees, housing, and living costs — is $101,516 (IPEDS 2023).
What is the total cost of San Francisco State University?
Over 4 years, San Francisco State University's sticker cost of attendance is $101,516 at resident pricing, or $149,036 out-of-state — tuition, fees, housing, and living costs at California prices, before financial aid. Median earnings ten years after entry are $59,846.
What is out-of-state tuition at San Francisco State University?
Non-resident annual sticker tuition at San Francisco State University is $19,304, versus $7,424 for California residents — a premium of $11,880 a year. Even at the non-resident rate, San Francisco State University clears positive 30-year net value.
How long until a San Francisco State University degree pays for itself?
The degree path overtakes the skip-college path around age 51 under our defaults — from there the gap only widens, ending +$1.19M ahead at the 30-year horizon.
What could change the number for San Francisco State University?
Two levers dominate. Residency: this page prices San Francisco State University as a California resident; at non-resident tuition it still clears +$782K, but the gap is real money (see the out-of-state tax in California). And the major: the field you pick swings lifetime ROI by over a million dollars on its own (see the majors pages).

Keep going

Cite this:

LE TEEN (2026). “Is San Francisco State University worth the money? 30-year ROI.” Data: IPEDS 2023 · FREOPP 2021 · BEA 2023. https://le-teen.com/colleges/san-francisco-state-university