COLLEGES · 30-YEAR ROI · WARRENSBURG, MO

Is University of Central Missouri worth the money?

Yes — at resident pricing. A University of Central Missouri degree clears +$1.50M in 30-year projected net value over skipping college and investing the difference.

A public four-year school in Warrensburg, Missouri, priced as a Missouri resident — earnings rolled up from 48 FREOPP-reported programs.

IPEDS 2023 cost · FREOPP 2021 earnings · BEA 2023 cost-of-living · same model as /worth-it · this school clears positive net value.

University of Central Missouri · Warrensburg, MO

30-year net value · resident pricing
+$1.50M
30-year net value · non-resident
+$1.22M
Median earnings · 10 yrs after entry
$54,051
Breaks even by age
42
Annual tuition · Missouri resident
$9,735
Annual tuition · out-of-state
$18,060
Total cost of attendance (4 years, sticker)
$79,764
Total cost of attendance · out-of-state
$113,064
FREOPP program coverage
48 programs

The out-of-state tax in Missouri, ranked

How this is computed (and what it isn’t)

University of Central Missouri runs through the /worth-it model at its resident tuition rate, with the standard loan assumptions, a 30-year horizon, and Missouri’s own cost-of-living on the skip-college path. The “30-year net value” is the projected accumulated value of going vs. skipping and investing the difference, in real dollars.

What it isn’t: a verdict on every major. The school-level number averages across 48 FREOPP-reported programs — the field you pick swings it by over a million dollars on its own. We only publish school pages that clear positive net value at resident pricing; earnings roll up from at least three FREOPP programs (ADR-0032), so a single high-earning major can’t fake the number.

Questions

Is University of Central Missouri worth the money?
At resident pricing, yes: University of Central Missouri clears +$1.50M in 30-year projected net value versus skipping college and investing the difference. That is computed from a total cost of attendance of $79,764 and median earnings of $54,051 ten years after entry (IPEDS 2023 cost, FREOPP 2021 earnings, BEA 2023 cost-of-living — the same model as the LE TEEN calculator).
How much is tuition at University of Central Missouri?
University of Central Missouri's annual sticker tuition is $9,735 for Missouri residents and $18,060 for out-of-state students, before financial aid. Total cost of attendance over 4 years — tuition plus fees, housing, and living costs — is $79,764 (IPEDS 2023).
What is the total cost of University of Central Missouri?
Over 4 years, University of Central Missouri's sticker cost of attendance is $79,764 at resident pricing, or $113,064 out-of-state — tuition, fees, housing, and living costs at Missouri prices, before financial aid. Median earnings ten years after entry are $54,051.
What is out-of-state tuition at University of Central Missouri?
Non-resident annual sticker tuition at University of Central Missouri is $18,060, versus $9,735 for Missouri residents — a premium of $8,325 a year. Even at the non-resident rate, University of Central Missouri clears positive 30-year net value.
How long until a University of Central Missouri degree pays for itself?
The degree path overtakes the skip-college path around age 42 under our defaults — from there the gap only widens, ending +$1.50M ahead at the 30-year horizon.
What could change the number for University of Central Missouri?
Two levers dominate. Residency: this page prices University of Central Missouri as a Missouri resident; at non-resident tuition it still clears +$1.22M, but the gap is real money (see the out-of-state tax in Missouri). And the major: the field you pick swings lifetime ROI by over a million dollars on its own (see the majors pages).

Keep going

Cite this:

LE TEEN (2026). “Is University of Central Missouri worth the money? 30-year ROI.” Data: IPEDS 2023 · FREOPP 2021 · BEA 2023. https://le-teen.com/colleges/university-of-central-missouri