COLLEGES · 30-YEAR ROI · DULUTH, MN
Is University of Minnesota-Duluth worth the money?
Yes — at resident pricing. A University of Minnesota-Duluth degree clears +$1.78M in 30-year projected net value over skipping college and investing the difference.
A public four-year school in Duluth, Minnesota, priced as a Minnesota resident — earnings rolled up from 47 FREOPP-reported programs.
IPEDS 2023 cost · FREOPP 2021 earnings · BEA 2023 cost-of-living · same model as /worth-it · this school clears positive net value.
- 30-year net value · resident pricing
- +$1.78M
- Median earnings · 10 yrs after entry
- $61,155
- Breaks even by age
- 38
- FREOPP program coverage
- 47 programs
University of Minnesota-Duluth tuition & cost
- Annual tuition · Minnesota resident
- $14,318
- Annual tuition · out-of-state
- $19,762
- Total cost of attendance (4 years, sticker)
- $98,096
Sticker tuition, before aid. Priced as a Minnesota resident; the out-of-state line is the non-resident rate. Total cost of attendance adds fees, housing, and living costs over 4 years (IPEDS 2023).
Coming from out of state?
Still worth it — at non-resident tuition, University of Minnesota-Duluth clears +$1.60M over the same 30-year horizon, on a total sticker cost of $119,872. The residency line is worth $185K to you here — same school, same degree (the out-of-state tax in Minnesota, ranked).
How this is computed (and what it isn’t)
University of Minnesota-Duluth runs through the /worth-it model at its resident tuition rate, with the standard loan assumptions, a 30-year horizon, and Minnesota’s own cost-of-living on the skip-college path. The “30-year net value” is the projected accumulated value of going vs. skipping and investing the difference, in real dollars.
What it isn’t: a verdict on every major. The school-level number averages across 47 FREOPP-reported programs — the field you pick swings it by over a million dollars on its own. We only publish school pages that clear positive net value at resident pricing; earnings roll up from at least three FREOPP programs (ADR-0032), so a single high-earning major can’t fake the number.
Questions
- Is University of Minnesota-Duluth worth the money?
- At resident pricing, yes: University of Minnesota-Duluth clears +$1.78M in 30-year projected net value versus skipping college and investing the difference. That is computed from a total cost of attendance of $98,096 and median earnings of $61,155 ten years after entry (IPEDS 2023 cost, FREOPP 2021 earnings, BEA 2023 cost-of-living — the same model as the LE TEEN calculator).
- How much is tuition at University of Minnesota-Duluth?
- University of Minnesota-Duluth's annual sticker tuition is $14,318 for Minnesota residents and $19,762 for out-of-state students, before financial aid. Total cost of attendance over 4 years — tuition plus fees, housing, and living costs — is $98,096 (IPEDS 2023).
- What is the total cost of University of Minnesota-Duluth?
- Over 4 years, University of Minnesota-Duluth's sticker cost of attendance is $98,096 at resident pricing, or $119,872 out-of-state — tuition, fees, housing, and living costs at Minnesota prices, before financial aid. Median earnings ten years after entry are $61,155.
- What is out-of-state tuition at University of Minnesota-Duluth?
- Non-resident annual sticker tuition at University of Minnesota-Duluth is $19,762, versus $14,318 for Minnesota residents — a premium of $5,444 a year. Even at the non-resident rate, University of Minnesota-Duluth clears positive 30-year net value.
- How long until a University of Minnesota-Duluth degree pays for itself?
- The degree path overtakes the skip-college path around age 38 under our defaults — from there the gap only widens, ending +$1.78M ahead at the 30-year horizon.
- What could change the number for University of Minnesota-Duluth?
- Two levers dominate. Residency: this page prices University of Minnesota-Duluth as a Minnesota resident; at non-resident tuition it still clears +$1.60M, but the gap is real money (see the out-of-state tax in Minnesota). And the major: the field you pick swings lifetime ROI by over a million dollars on its own (see the majors pages).
Keep going
Cite this:
LE TEEN (2026). “Is University of Minnesota-Duluth worth the money? 30-year ROI.” Data: IPEDS 2023 · FREOPP 2021 · BEA 2023. https://le-teen.com/colleges/university-of-minnesota-duluth